Residential Mortgage

Today's Featured Rates

High Balance Fixed Rates
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.073%  0.864%
 4.125%  4.156%  0.355%
 4.250%  4.264%  0.151%
15 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.866%  0.773%
 3.875%  3.931%  0.363%
 4.000%  4.020%  0.122%

Please note that the Rate and APR shown above are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

"Annual Percentage Rate" or APR is to provide borrower an effective interest rate for comparison shopping purposes. Some of the costs that you pay at closing are factored into the APR for ease of comparison. Your actual monthly payments are based on the periodic interest rate, not the APR

Personalized Quote

Mortgage Center

EverTrust Bank Is Your Ultimate Choice

At EverTrust Bank, we strive to provide all of our customers with personalized one on one service that distinguishes us from our competition. We will take the time to guide you through every step of the mortgage application process from start to finish. Because different people have different needs, we have built flexibility into our process to allow you to provide us information either online, in person, through the phone, or by email. We also use state of the art secured systems which allow you to conveniently send and receive documents to us, communicate with our representatives, and provide us electronic signatures if required. We hope that because of these qualities, you will allow us to serve you for any of your mortgage needs.

Mortgage Program Options

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages.

  • Purchases – For customers purchasing a home and have an accepted contract with a seller.
  • Refinance Existing Balance – For customers who would like to refinance the existing mortgage balance on their home.
  • Refinance to Obtain Cash – For customers who would like to refinance their home and obtain cash at closing.

Pre-qualifications are always free – For customers shopping for a home and don't have an accepted contract with a seller.

Apply Now! If you have any questions about these products, our Mortgage Loan Officer is always available and just a call or email away!

Let Us Provide You Personal Attention

You can call or e-mail one of our mortgage professionals to answer any of your questions or to explore your options. We look forward to serving you!


Unsure of which way to go? Use our mortgage calculators to help you make the right decision.


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